SW_FWhen choosing your home insurance, it is important to evaluate the cost of the policy with its benefits. Additionally, many people simply stay with the home insurance they have once they first sign up, but reconsidering it could save you quite a bit of money. A 120-square meter apartment can usually be insured for around 100 euro annually, including bicycle theft-protection. Expensive policies can cost three times as much as inexpensive ones, so it is really worthwhile to inquire and compare.

Finanztest has checked and rated 116 household insurances (April 2014). Below, you will find the 3 tariffs with the best scores in cities classified as having higher risks (160 to 180 € yearly insurance premium):

Please check out our recommendations listed below.

To access a larger range of household insurance offers incl. the ones mentioned above, please review such a list on check24. Further details about the results of the tests conducted from Stiftung Warentest can be accessed here.