SW_F Our list is based on research from Finanztest, where they have compared 176 different accounts from 91 banks, by collecting information on account fees, overdraft interest rates and online banking procedures. Further details about the results of the tests conducted from Stiftung Warentest can be accessed here.

Below, you will find a selection of the highest rated checking accounts. Most of them are online only, and are free. Many other banks will charge you around 100 euro per year for a checking account, so choosing a free account can be an easy way to save a little money.

Click on each link for more info:

If you would like to see more checking account offers, check out the list on the check24 website.